A guide to investing in annuity plans Guaranteed income during retirement is something that many people dream of. Hence annuity plans have many takers. An annuity is a contract between an individual and an insurance provider in which the former will make a lump sum payment and will get a steady income after retirement.

The most profitable small business ideas in the country Small businesses are the best way to start a career in the business domain. These are more profitable than other businesses. Small businesses are also considered the backbone of the country, as they generate employment for millions of people across the country.

A guide to starting a small business from home Are you thinking of gaining financial independence? Have you always thought about utilizing your free time at home better? Well, if the answer is yes, you can start a small business right in the comfort of your home with your own ideas.

An overview of exchange-traded funds and mutual funds Two common pieces of financial advice, which few people follow, are having a diversified portfolio and investing in stocks. Only about 17% of people in the country listed stocks as the ideal way to invest money they don’t need for a while, whereas 30% cited real estate, and 23% preferred investments in cash.

Investors in the country often turn to mutual funds and/or exchange-traded funds (ETFs) for their financial goals and to save for retirement. Although both these funds have similarities, they have their set of differences. Understanding both help in better investments and a diversified portfolio. Mutual funds are investments made using money that is collected from various investors.

Top 10 dessert recipes for winters Dessert being the last course in most cuisines around the world, it is crucial to get it right. It is the concluding meal and needs to be delicious to create a lasting impression. The name dessert is supposed to have originated from the French language.

15 Best Creamy Pudding Desserts of All Time After enjoying a scrumptious meal, every individual craves for creamy pudding desserts. To ascertain the perfect end to every meal, it is essential to prepare dessert recipes when hosting a party or a barbeque. However, there are many individuals who do not have the time needed to bake sumptuous dessert dishes.

Index funds – What are the Benefits? Index funds are types of investments similar to mutual funds that are in a customized and structured portfolio to closely track the performance in the bigger stock markets. Index funds are also known as ETF (exchange traded funds). Index funds are remotely managed by portfolio managers who track the performance in the markets.

Best teaching institutes for mobile development courses Gadgets and gizmos have taken over our lives with mobiles and laptops doing almost everything for us now. In fact, now there are formal courses to develop mobile applications, commonly known as mobile apps. These apps help consumers manage their personal and professional responsibilities more easily.

Best Credit Repair Service Providers In the Country If you don’t know about your own credit score or haven’t seen your own credit report – then it’s time you should take an important step towards your financial state. A messy credit score is an undesirable state and can cause a lot of problems in the future.

How do credit repair companies work? A credit score is an important criterion that defines the creditworthiness of an individual. Maintaining a high credit score is important in case a person wants to take a loan . Money lending organizations like banks, credit card companies etc. use the credit score to calculate the risk involved in lending money to an individual.

A lot of us tend to take multiple debts from different creditors to solve our financial troubles. It usually starts with the first loan but doesn’t stop until you realize you have no idea how to manage so many different loans with their respective due dates and deal with lenders charging hefty interests.