For all of us who love to travel to exotic locations, the offering of travel credit cards is surely a boon from many perspectives as they provide us with great financial flexibility, especially when one is in a foreign country.

With many airlines joining the credit card fray in collaboration with well-known banks, the options for travel credit cards are aplenty.

Here are a few points to keep in mind when you decide which kind of travel credit card to opt for.

First of all, identify what your travel goals are. How frequently do you plan to travel? Where do you plan to travel?

If you already have points from previous travel on specific airline alliances, then you could consider a credit card that adds on to the mileage you already have so as to maximize your benefits.

Many credit card companies offer lucrative signing up bonuses when you sign up for a travel credit card.

Ensure that you maintain a good credit score before you apply for a travel credit card as the chances of your application being rejected are far less when your credit score is consistently high. If your credit score is less than 650, then the bank would be within rights to deny you the card that you are applying for.

Also, do try to keep a track of your typical spending habits and how you could maximize the points you earn on your card by optimizing how and what you use your card for.